C-Loans News and Commercial Loan Developments

C-Loans.com Surpasses 1,000,000 Visits

Posted by George Blackburne on Jan 3, 2017 11:06:41 AM

C-Loans.com is a commercial mortgage portal, which means it is a website where a user can submit a single commercial loan application to a large number of different commercial real estate lenders. The site also contains so many training articles (250+) about commercial mortgage finance that a complete newbie can learn the entire profession of commercial mortgage brokerage for free.

Free List of 3,159 Commercial Lenders  Sort By Your Own Criteria

We have just reached an exciting milestone.  C-Loans.com recently surpassed one million visits by commercial property owners, real estate brokers, and mortgage brokers.

To appreciate the thrill that this achievement gives us here at C-Loans, Inc., you need to appreciate that commercial real estate finance is a very specialized topic.  Residential real estate finance is a consumer product.  Tens of millions of people obtain a new home loan every year.  In contrast, probably fewer than 50,000 wealthy investors obtain a commercial property loan every year.

Screen Shot 2017-01-02 at 10.10.32 PM.pngWhat is a visit?  visit is anytime a visitor reaches your site from somewhere outside of your website domain. That means the person was on a different site (Google, Bing, a link partner's site) and clicked on a link that took them to your site or entered your website URL directly into their browser.  Let's suppose you come to C-Loans.com and click on internal links for 20 minutes, that only counts as one visit, no matter how many of our wonderful training pages you read.

There is a huge difference between a visit and a hit.  One million visits is probably the equivalent of 15 to 30 million hits.  A hit is a single file request in the access log of a Web server. For example, a request for an HTML page with three graphic images will result in four hits in the log: one for the HTML text file and one for each of the graphic image files. While a hit is a meaningful measure of how much traffic a server handles, it can be a misleading indicator of how many pages are being viewed. Instead, advertising agencies and their clients look at the number of pages delivered and ad impressions or views.

 

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Display advertisers talk in terms of page views.  A page view measures how many times someone has viewed an entire page including all text, images, etc.  Therefore a single visit to C-Loans.com may result in a half-dozen page views if the visitor arrives on our home page and then goes on to reads five of our excellent training articles.

The most conservative measure of a web site's traffic is therefore the visit, and C-Loans.com has just surpassed one million visits.  As I shout on the golf course when I drop a 15-foot putt and win a buck from my howling buddies, "Yeah, baby!"  Ha-ha!  So thanks, everyone!  Your patronage feeds us.

It is interesting to note that we reached one million visits in just six years.  We only installed a counter in January of 2011.  C-Loans.com, in various forms, has actually been up for over 16 years.  We also reached this landmark without paying one penny in advertising.  All of our traffice is organic.  Organic traffic means that our visitors found us on Google or some other search engine, as opposed to clicking on an advertisement.

 

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If you have never visited C-Loans.com, you are in for a treat.

 

Submit Your Loan to 750 Commercial   Lenders Using C-Loans.com.  It's Free!

 

If you haven't seen it, be sure to check out our latest commercial mortgage portal.

 

Free List of 3,159 Commercial Lenders  Sort By Your Own Criteria

 

Do you need a business loan that is not secured by real estate; e.g., an equipment loan, an inventory loan, or an accounts receivable loan?

 

Business Loans Not Secured By   Real Estate - Unsecured or Secured 

 

Do you need a purchase money lender who will actually go to 75% loan-to-value? Do you need a lender who will allow the seller to carry back a second mortgage? Does your client have a balloon payment coming due on his commercial property? Has your bank offered him a discounted pay-off? Does your borrower have less-than-stellar credit? Is your client's company losing money? Is your borrower a foreign national? Do you need a non-recourse loan? Do you need a commercial loan with no prepayment penalty? Is your client's commercial property partially vacant? Do all of your commercial leases run out in the next 18 months? Do you need a lender who will allow a negative cash flow? Do you need a lender who will also look at the borrower's global income - income from salaries, other investments, etc.?

 

Apply For a Commercial Loan to Blackburne & Sons

 

Continue to be on the lookout for the business card of a banker making commercial loans.  You can parlay the contents of that single business card for a free directory of 2,000 commercial lenders.

 

Free Directory of 750+  Commercial Real Estate Lenders

 

Are you finally ready to learn the profession of commercial real estate finance (CREF)?

 

Nine-Hour Video Training Course  How to Broker Commercial Loans

 

 

Topics: Web Traffic

Second Big Improvement to C-Loans.com

Posted by George Blackburne on Dec 18, 2016 12:50:17 PM

Toggle switch.jpgCommercial mortgage brokers using C-Loans.com have had a second complaint about our commercial loan portal.  Sometimes so many commercial lenders would appear on the Suggested Lender List that it was hard for a commercial mortgage broker to find the cheapest banks.

If a commercial loan request was a popular one among lenders - say, a $2 million permanent loan request on an office building in Southern California - our Suggested Lender List often contained over 75 possible lenders.  To make matters worse, buried among the banks and life companies would be 20+ Proven Brokers and Experienced Commercial Mortgage Companies.

 

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In the parlance of C-Loans, a Proven Broker was a former lead buyer who has closed five loans for C-Loans and thereby earned itself a free listing on C-Loans.  Proven Brokers still have to pay us 37.5 bps. if they close a C-Loan deal, but they do NOT have to buy commercial loan leads anymore.  They receive them for free because they appear on the Suggested Lender List.

Experienced Commercial Mortgage Companies are commercial loan originators who originate commercial loans exclusively, and they have been doing it for so long that they have won our respect for their network of lenders.

"But geez, George, sometimes your Suggested Lender List is so long that I feel overwhelmed."

 

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We get it.  That's why C-Loans has just added a toggle switch (on/off) that users can use to screen out all Proven Brokers and all Experienced Commercial Mortgage Companies.  Please take a moment to inspect the picture above.  This is our new toggle switch that allows you to choose between displaying All Lenders or Only Direct Lenders.  You will find this toggle switch at the bottom of the Suggested Lender List.

 

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If you need a commercial loan right now, you should enter the deal into C-Loans.com and choose from among 750 different commercial lenders.

 

Submit Your Loan to 750 Commercial   Lenders Using C-Loans.com.  It's Free!

 

If you don't need a commercial loan right now, you might enjoy downloading these free goodies.

 

Free Commercial Loan Placement Kit

 

Have you tried our brand new portal, CommercialMortgage.com? CMDC was designed to be much easier than C-Loans.com, and it enjoys four times as many lenders.

 

Free List of 3,159 Commercial Lenders  Sort By Your Own Criteria

 

Keep your eyes out for bankers making commercial real estate loans.  We'll let you trade the contents of just one banker's business card for a free directory of 2,000 commercial lenders.

 

Free Directory of 750+  Commercial Real Estate Lenders

 

Want to finally learn the profession of commercial mortgage brokerage?  You can learn it in just one long weekend.

 

Nine-Hour Video Training Course  How to Broker Commercial Loans

 

Want to receive two free training lessons in commercial real estate finance (CREF) every week?

 

Subscribe To Blog

 

Got a buddy or co-worker who would benefit from learning commercial real estate finance?

 

Forward To a Friend

 

 

Topics: Toggle Switch

C-Loans Makes an Important Improvement To Its Commercial Loan Portal

Posted by George Blackburne on Nov 30, 2016 4:15:07 PM

Screen Shot 2016-11-30 at 4.02.41 PM.pngWe have just made an immensely popular change to C-Loans.com; but first a little background.  You will recall that C-Loans.com is a commercial mortgage portal, rather than just a list of commercial lenders.  Users can submit their commercial loan application to 750 different commercial real estate lenders in just minutes.

Here is how this FREE site works.  It takes a user just four minutes to create a universal commercial mortgage mini-app that works with all 750 of our commercial lenders.

Once he creates his mini-app, our software will then filter out all of the unsuitable commercial lenders.  Then the C-Loans System displays a custom-created Suggested Lender List of 30 or so commercial lenders that are perfect for the user's particular commercial loan.

 

Submit Your Loan to 750 Commercial   Lenders Using C-Loans.com.  It's Free!

 

It is to this Suggested Lender List that we have made a long-requested improvement.  Now when a user examines his Suggested Lender List, he will know the lender type of every commercial lender listed.  In other words, there is now a Lender Type line for every lender, which will display whether this lender is a bank, a life company, a conduit, a credit union, or just a mortgage broker.  In the picture below, please study the line, Lender Type:

 

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Many of our users are mortgage brokers themselves, and they are loathe to submit their deal to another mortgage broker.  Their position is understandable.  Daisy chains never close.  A daisy chain is when a mortgage broker takes his deal to another mortgage broker (who sometimes takes the deal to even another mortgage broker).

 

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This new improvement on C-Loans will help prevent the creation of daisy chains, and it should make our mortgage broker users very happy.

 

Free List of 3,159 Commercial Lenders  Sort By Your Own Criteria

 

That being said, don't discount the importance of the Proven Brokers listed on C-Loans.  A Proven Broker is a commercial mortgage company that used to buy leads from C-Loans and ended up closing five commercial loans for us.  

If you are a mortgage broker yourself, you should still consider submitting your deal to our Proven Brokers.  Why?

  1. There is an old saying that goes, "Twenty percent of all salesmen close 80% of the deals."  In commercial real estate finance, I think the numbers are closer to just 10% of all commercial mortgage brokers close 90% of the deals.  That certainly has been the case on C-Loans.com, and these Proven Brokers are the guys who close lots and lots of deals.

  2. There is another old saying that goes, "Its not what you know, but who you know."  Nowhere is that old saying more true than in commercial real estate finance.  I have pounded into the heads of my two sons, "Commercial lenders close loans for their friends."  So, helloooo, you need to become friends with your commercial lenders!  And that's why our Proven Brokers close so many deals.  These guys are particularly personable, and they have become friends with their lenders.  By bringing your commercial loans to these Proven Brokers, you get to piggyback on this relationship with the banker.

Does your borrower have less-than-stellar credit? Is your client's company losing money? Is your borrower a foreign national? Do you need a non-recourse loan? Do you need a commercial loan with no prepayment penalty? Is your client's commercial property partially vacant? Do all of your commercial leases run out in the next 18 months? Do you need a lender who will allow a negative cash flow? Do you need a lender who will also look at the borrower's global income - income from salaries, other investments, etc.? Do you need a lender who will allow the seller to carry back a second mortgage? Does your client have a balloon payment coming due on his commercial property? Has your bank offered him a discounted pay-off?

 

Apply For a Commercial Loan to Blackburne & Sons

 

 

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Need a commercial loan not secured by real estate?

 

Business Loans Not Secured By   Real Estate - Unsecured or Secured 

 

Do you know a banker making commercial loans?  We'll trade you the contents of one business card for a free directory of 2,000 commercial lenders.

 

Free Directory of 750+  Commercial Real Estate Lenders

 

Want to learn the profession of commercial real estate finance in one long weekend?

 

Nine-Hour Video Training Course  How to Broker Commercial Loans

 

Want to learn commercial real estate finance for free?  Get two free training articles every week.

 

Subscribe To Blog

 

Got a friend or co-worker who would benefit from learning commercial real estate finance?

 

Forward To a Friend

 

 

Topics: Lender Type

Brand New Commercial Mortgage Portal Makes Commercial Financing Easy

Posted by George Blackburne on Oct 27, 2016 6:06:59 PM

FOR IMMEDIATE RELEASE: 10/27/16

Mick Carlson, General Manager
C-Loans, Inc.
574-855-6292
mcarlson@blackburne.com

 

C-Loans, Inc. Releases a Brand New Portal - CommercialMortgage.com
Investors Can Now Find the Perfect Commercial Real Estate Lender Using Their Phone

 

Sacramento, CA:  With the release of CommercialMortgage.com, a totally free site, users can now find the perfect commercial real estate lender for their project after answering just six easy questions.  Most of these questions can be answered using easy drop-down menu's, so it takes less than two minutes to search our databank of 3,159 direct commercial lenders.

Screen Shot 2016-10-27 at 6.02.27 PM.pngUnlike the more detailed and exacting C-Loans.com, a commercial lender search on CommercialMortgage.com can easily be completed using a smart phone.  The lender phone numbers are active links, so you can immediately call and run your deal by a suitable lender.  The site is basically an app.

There are 5,309 commercial banks in the United States.  There are over 35 conduits.  There are 7,165 credit unions.  There are 830 life insurance companies.  Most of these institutions make commercial real estate loans.  Which lender is a fit for any particular commercial loan request?

For many commercial lenders, the size of the loan may be too large or too small.  The property will be located in the wrong state.  The type of loan request - permanent loan, construction loan, SBA loan, USDA loan, bridge loan - will not be a fit.  To which commercial lender should an investor or broker apply?

Free List of 3,159 Commercial Lenders  Sort By Your Own Criteria

In less than two minutes, CommercialMortgage.com answers this question, and this new commercial loan portal is totally free.  There are absolutely no hidden charges or premiums.  C-Loans, Inc. pays for the site by selecting and making suitable loans using its sister company, Blackburne & Sons Realty Capital Corporation, a Sacramento-based private money lender making hard money commercial loans nationwide.

"Commercial real estate lending is a treacherous sea of con men and loans sharks," says C-Loans president and attorney, George Blackburne III.  "These carnivores will promise you the moon (3% interest and 95% loan-to-value) and then steal your appraisal fee.  Our goal is to provide a commercial mortgage portal so easy, so useful, and so trustworthy that commercial real estate investors and brokers will return to CommercialMortgage.com again and again."

About C-Loans, Inc.:  Founded in the year 2000, C-Loans.com is oldest commercial mortgage portal on the internet. The site has closed more than 1,000 commercial real estate loans totaling over $1 billion.  C-Loans, Inc. is part of the Blackburne Family of Companies, which includes Blackburne & Sons Realty Capital Corporation, a 36-year-old company (est. 1980) servicing $52 million in private money commercial real estate loans for about 1,200 elderly private investors.

 

Topics: CommercialMortgage.com